Overview
Transfer your existing personal, home or car loan from a high-interest lender to one of our partner banks offering a lower rate — reducing your EMI, saving on total interest and often unlocking a top-up loan.
Key Benefits
Why customers choose Trivefin for their balance transfer.
Lower Interest Rate
Save substantially over the remaining tenure.
Reduce EMI
Lighter monthly outgo, better cash flow.
Top-Up Loan Option
Get additional funds along with the transfer.
Zero-Hassle Process
We handle paperwork with your current lender.
Eligibility
Ensure you meet the basic criteria before applying.
- At least 12 EMIs paid on the existing loan
- Clean repayment record with no active defaults
- Stable income and continued eligibility for a new loan
- Existing loan should be from a recognised bank/NBFC
Required Documents
Keep these ready for a smooth application.
- Latest loan statement & foreclosure quote
- PAN and Aadhaar
- Latest salary slips / ITR
- 6 months' bank statements
- Property / asset documents (for secured transfers)
Frequently Asked Questions
Quick answers about balance transfer.
Savings depend on rate difference and remaining tenure — even a 1% reduction can save lakhs on a long-tenure home loan.