Overview
A car refinance loan lets you borrow against your existing car's value, or transfer your current high-interest car loan to a lender offering a lower rate — freeing up cash flow while keeping your car with you.
Key Benefits
Why customers choose Trivefin for their car refinance loan.
Loan Against Your Car
Access funds without selling your vehicle.
Balance Transfer Option
Move your existing car loan to a lower rate.
Fast Disbursal
Funds in as little as 3–5 working days.
Flexible End-Use
Use funds for any personal or business need.
Eligibility
Ensure you meet the basic criteria before applying.
- Car should be 1–7 years old with clear registration
- Loan-free or with an active loan being transferred
- Applicant aged 23–65 years
- Stable income and good repayment track record
Required Documents
Keep these ready for a smooth application.
- PAN and Aadhaar
- Car RC and insurance documents
- Existing loan statement (for balance transfer)
- Latest salary slips / ITR
- 6 months' bank statements
Frequently Asked Questions
Quick answers about car refinance loan.
Typically 70–90% of the car's market valuation, depending on age and condition.