Overview
Working capital loans and overdraft facilities help you manage inventory, payroll, and short-term liquidity gaps — giving your business the flexibility to seize opportunities without cash flow stress.
Key Benefits
Why customers choose Trivefin for their working capital loan.
Overdraft & CC Options
Structures tailored to your business cycle.
Interest Only on Usage
Pay interest only on what you draw.
Renewable Facility
Annually renewable working capital lines.
Fast Access
Quick top-ups when opportunities arise.
Eligibility
Ensure you meet the basic criteria before applying.
- Business vintage of 2+ years
- Minimum annual turnover of ₹50 lakhs
- Positive net worth with consistent cash flow
- GST-registered entity preferred
Required Documents
Keep these ready for a smooth application.
- GST returns of last 12 months
- Bank statements (12 months)
- ITR and financials of last 2 years
- KYC of proprietor / directors
- Debtor / creditor ageing (if applicable)
Frequently Asked Questions
Quick answers about working capital loan.
A working capital loan is a revolving facility for short-term needs, while a term loan is a fixed-tenure loan for capital expenditure.